It’s easy to get an accurate car insurance quote. All you need to do is answer certain questions about your car and you’ll be reviewing car insurance quotes within minutes. The key information you need to provide includes:
- Registration number
- Make and model
- Age and value
- Any modifications made
This information allows us to understand which insurance group your car belongs to, in order to complete the insurance quote. You can find out which group your car belongs to using this tool.
Information about you
You will also need to include information about your job, age, and where you live, along with details of your driving history (including any convictions and claims).
The names and licence details of anyone who will be driving your car need to be provided.
No Claims Discount (NCD) history
Details of your no claims discount will help lower the price you are quoted. You can find out here how many years’ no claims discount your insurer will honour.
How to reduce the cost of car insurance
MoneySuperMarket data shows the average quoted premium for an annual fully comprehensive car insurance policy is £579 (September 2017), up 7.5% on the previous year. This increase in premiums makes it more important than ever to compare the best car insurance prices.
Here are our top tips on how to reduce your premiums:
Don’t auto-renew: UK motorists lose around £2.37bn by rolling over their policies with the same insurer every year.
Compare quotes: Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £273 on their annual premium*.
Increase your excess: Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide.
Build a no claims discount: Most insurers reward drivers for claims-free driving.
*51% of customers could save up to £273.83 Consumer Intelligence, November 2017
We help you find the right type of cover, at the best price for you.
Whether you have one car or five, classic car or camper van, even teenagers looking to insure their first set of wheels, we can help. Choose from Multi‑Car, Single Car or our Black Box Insurance, LittleBox. Once you’ve figured out which car insurance policy is right for you and your family, you just need to decide which level of cover you need.
This is the most basic level of cover as required by law. If you’re involved in an accident, we will pay out to the third party involved but you won’t be compensated for damage to your own vehicle.
Third party fire and theft
As well as paying out to a third party if you’re involved in an incident, this level of cover will also protect your car from damage caused by fire or theft. However, it will not pay out if your car’s damaged in another way such as a bump or crash.
This is the most complete insurance you can buy; it includes Third Party, Fire & Theft and will pay out to repair or replace your car if it’s damaged in an accident or suffers malicious damage.
Need more information? Read our ‘which level of cover?’ guide
If you have more than one car, come to us direct as you won’t find Admiral MultiCar on comparison sites.
What do I need to get a car insurance quote?
We cover the whole of the UK and Northern Ireland and it’s quick to get a quote – it only takes five minutes. Here’s the information you’ll need to hand when you get a quote:
1. Car details
Don’t worry if you don’t know your car registration, just enter the make, model and year it was made and we’ll find your car.
2. Driver information
Including names, dates of birth and driving licence details. Any motoring claims or penalty points you or your named drivers have. Claims information for three years and motoring convictions for five.
3. No Claims Bonus
This means a discount for you, so make sure you know how many years No Claims Bonus you have. You should be able to find this on your existing policy documents, if not your previous insurer will tell you.
If you are looking for more advice why not take a look at our related guides.
What affects insurance premiums?
There are loads of articles online telling customers how to get cheaper car insurance, but with every insurance provider rating on different things, what actually affects the amount you pay for insurance?
At Admiral, we look at factors such as your age, driving experience, driving record and the type of car you drive.
Every car in the UK is placed in an insurance group ranging from 1 to 50, 1 being the cheaper end and 50 the highest with the likes of sports cars. But it’s not as simple as a cheap car = cheap insurance, the groups also take into account driving style.